Pension Credits

Older People’s Services are working in partnership with the local Pensions Service to set up advice surgeries in supported housing units and drop-in centres. These surgeries have been set up partly to advise older people about Pension Credit.

The Pension Credit has two elements:

• The guarantee element of Pension Credit tops up income of people aged 60 and over to at least £114.05 a week for single people and £174.05 a week for couples. This can be higher if the claimant (or their partner) has a severe disability, caring responsibilities or allowable housing costs (e.g. mortgage interest).
• The savings element of Pension Credit provides a reward for pensioners aged 65 and over who have modest savings and/or second pensions. The reward is 60p for every £1.00 of qualifying incomes. Only income above a certain level counts towards the savings credit. Savings credit can award pensioners up to £17.88 a week for single claimants and £23.58 for couples.

You can find further information from the Pension Service website. A link to this is at the foot of this page in the External Links section below.

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How to apply for Pension Credit

There are three ways to apply for Pension Credit.

1. You can call the Pension Credit application line:

This is a Freephone number which will cost you nothing:

• 0800 99 1234

If you have speech or hearing difficulties, there is a textphone number:

• 0800 169 0133

Lines are open 8am to 8pm Monday to Friday and 9am to 1pm on Saturday.

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2. You can go to the Pension Service website

You can find a link to the Pension Service website at the foot of this page in the External Links section below.

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3. You can print an application form

You can complete the application form by hand and post it to your pension centre free of charge. You do not need a stamp. You will need Adobe Reader to print this form.

Alternatively, you can complete the application form on screen, then print it and post it. You can send this form to your pension centre free of charge when you have printed it out and signed it. You do not need a stamp.

What information do you need to supply?

The following details are required when you make an application for Pension Credit:

• National Insurance (NI) number. This can be found on payslips, tax papers or letters from the Department for Work and Pensions;
• Information about any money the applicant’s household has coming in; also
• Information about any savings and investments. Applicants will be requested to send original documents for proof of income (such as Occupational Pensions) and savings.

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Useful External Links

Ev lînkên li jêr parçeke cîtewna Belediya Haringeyê nînin.

Ji kerema xwe daxûyaniya me ya legal bixwînin beriya ku hun van lînkan bi kar tînin.

• The Pensions Service - part of the Department for Work and Pensions
• The Pension Service - Pension Credit
• PDF documents require Adobe Acrobat reader. Please click here to download.

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